HDB Flats Reaching MOP in 2028
Roughly 21,393 flats across 12 towns become eligible to sell, rent out whole, or use towards a private property upgrade in 2028 — estimated from each block's official completion year plus 5, since exact key-collection dates aren't public data. Here's what's changing in each estate.
12 Towns Reaching MOP in 2028
* MOP year is estimated from HDB's official block completion data (data.gov.sg) plus 5 years. Your exact MOP date depends on your personal key collection date — check My HDBPage to confirm.
Sengkang · D19
4,828 unitsSengkang Town Centre is planned to become an integrated community hub, with commercial, healthcare, sports and recreation facilities seamlessly connected to Sengkang MRT.
See streets & blocks (4)
Blk 170A, 170B, 171A, 171B, 172A, 172B, 172C, 172D, 173A, 173B, 173C, 173D, 174A, 174B, 175A, 175B
Blk 400A, 400B, 400C, 400E, 401A, 401B, 401D, 401E, 401F, 401G
Blk 464A, 464B, 465A, 465B, 466A, 466B
Blk 339A, 339B
Tampines · D18
3,604 unitsGaining new East-West and Cross Island Line stations (including Tampines North and Xilin), plus 80km of new green spines linking Tampines Boulevard Park, Eco Green and neighbouring parks.
See streets & blocks (5)
Blk 637A, 637B, 638A, 638B, 639A, 639B, 640A, 640B, 641A, 641B, 641C
Blk 630A, 630B, 631A, 631B, 632A, 632B, 633A
Blk 858C, 858D, 859C, 859D, 860C, 860D
Blk 662A, 662B, 662C, 663C
Blk 953A, 953B, 953C, 954C, 954D
Tengah · D22
3,435 unitsSingapore's newest town — a car-free town centre, forest-town green spine and smart-town features, sitting right beside the fast-growing Jurong Lake District and the upcoming Jurong Region Line.
See streets & blocks (3)
Blk 111A, 111B, 111C, 112A, 112B, 113A, 113B, 114A, 114B, 127A, 127B, 128A, 128B, 129A, 129B, 129C
Blk 131A, 131B, 131C, 131D, 132A, 132B, 132C, 133A, 133B, 133C
Blk 125A, 125B, 126A, 126B
Punggol · D19
1,607 unitsHome to the Punggol Digital District and Northshore precinct, with the Punggol Extension (targeted 2032) set to link the north-east directly to Tampines North and Pasir Ris.
See streets & blocks (2)
Blk 653B, 653C, 654A, 654B, 654C, 654D
Blk 431B, 432A, 432B, 433A, 433B
Clementi · D05
1,469 unitsOne of Singapore's oldest towns, earmarked for transformation towards 2030 with new cycling and walking corridors linking to West Coast and the future Greater Southern Waterfront.
See streets & blocks (2)
Blk 209B, 210B, 210C, 211A
Blk 801A, 801B, 801C
Jurong West · D22
1,374 unitsSits beside the expanding Jurong Lake District and will gain direct MRT access once the Jurong Region Line opens in stages from mid-2028.
See streets & blocks (2)
Blk 237A, 237B, 238A, 238B, 239A, 239B
Blk 991A, 991B, 992A, 992B
Woodlands · D25
1,246 unitsAnchor of the 'Northern Gateway' — Woodlands Regional Centre is growing into the North's biggest jobs hub, and the JB-SG RTS Link (targeted end-2026) will put Woodlands a short ride from Johor Bahru.
See streets & blocks (1)
Blk 187A, 188A, 188B, 189A, 189B
Toa Payoh · D12
1,221 unitsOne of HDB's earlier Remaking Our Heartland towns, with a refreshed Town Centre, new Arts & Heritage corner, and improved cycling/walking links towards Bishan and the city via the Kallang River.
See streets & blocks (2)
Blk 212A, 212B, 212C, 212D, 215B, 215C
Blk 265A, 266A, 267A
Geylang · D14
1,074 unitsClose to the future Paya Lebar Air Base redevelopment — one of Singapore's largest long-term land parcels for new housing once the airbase relocates — reshaping the wider Geylang/Paya Lebar precinct over the coming decades.
See streets & blocks (2)
Blk 37A, 37B, 37C, 38A, 38B, 38C
Blk 357D, 358C, 358D
Choa Chu Kang · D23
774 unitsNamed one of the next 4 towns for HDB's Remaking Our Heartland renewal (alongside Ang Mo Kio, Bukit Merah and Queenstown), and sits next to Tengah and the wider Jurong Region Line growth corridor.
See streets & blocks (2)
Blk 161B, 161C
Blk 820A, 820B
Kallang/Whampoa · D12
411 unitsCity-fringe living near the Kallang Alive sports and lifestyle precinct redevelopment around the National Stadium, with riverside park connector upgrades linking towards Bishan and Toa Payoh.
See streets & blocks (1)
Blk 20A, 20B
Yishun · D27
350 unitsChencharu is being developed into a new precinct with around 10,000 homes by 2040, and the former Orchid Country Club site has also been earmarked for potential long-term housing.
See streets & blocks (1)
Blk 384A, 384B
What MOP Means for You
Minimum Occupation Period (MOP) is the 5-year window HDB owners must live in their flat before they can sell it on the open market, rent out the whole unit, or buy a private property alongside it. Once MOP clears, a whole new set of options opens up.
- Sell your flat on the open resale market — often at a strong premium if you're one of the first movers in a newly-MOP'd estate
- Rent out the entire flat instead of just spare rooms
- Buy a private property (condo or landed) alongside your flat, without selling first — subject to ABSD
- Use CPF proceeds and accrued interest from a sale towards your next home
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